15 Ways to Save Money Every Month

I used to be someone who loved spending money.

Until I learned how to save it.

That’s why I decided to put together a list of my personal favorite (and let’s be honest, easiest) ways to save money every month.

Because who doesn’t like some extra cash in their pocket?!

After implementing all of these new ways to save money, I was able to build over $6,000 in savings last year!

Whether you need to pay off credit card debt, make more student loan payments or just generally improve your personal finance habits, these money-saving tips will seriously change your life.

15 Ways to Save Money Each Month… Over $6,000 This Year!

money saving challenge

This post contains affiliate links, to find out more information, please read my disclaimer. If you have any questions or suggestions, please contact me.

Start a Side Hustle

Okay. I know this technically isn’t a way to save money. But, starting a side hustle will allow you to make some extra cash every month and give you the chance to pursue your passions.

Take blogging for example.

Starting a blog is a really fun way to unleash your creativity, make new connections and save money every month.

Besides being one of my biggest passions, this blog earns me extra money and helps me travel full-time. In fact, I made over $700 in my second month of blogging.

If you are thinking about starting your own blog, check out this tutorial I created that will help you start a profitable blog with cheap blog hosting. Seriously, it’s only $3.99 per month – less than the price of a drink at Starbucks. And you also get a FREE domain!

How awesome is that?

Cancel Memberships

When was the last time you went to the gym?

Do you need that membership?

Write down all of the places that you’re currently paying membership fees and eliminate the ones you haven’t used in the past month.

Use More Coupons

If you have the patience for extreme couponing, kudos.

But if you’re anything like me and find the process of couponing more of a hassle than it’s worth, I have news for you.

It can actually be really easy to find coupons!

Check your local flyers, sign up for deal-alert websites and take advantage of sign-up bonuses.

To get you started, here are two coupons you can use right now:

Stop Going Out to Eat

Confession time.

I eat out waaay too often.

Actually, let me rephrase: I used to eat out way too often.

Once I started tracking how much money I spend every month, I realized that my eating habits had to change. Fast.

So, I stopped going out to eat and started eating at home instead. This alone literally saved me almost $200 every month.

Even by going out to eat ONE less time each month, you could save hundreds of dollars at the end of the year!

Start Meal Planning

If you decide to start eating at home more often, you need to learn about meal planning.

This has been a lifesaver for me.

Not only does meal planning help me save money, but it also helps me eat healthier, produce less waste and saves me time.

I highly recommend trying out a weekly meal planning service like $5 Meal Plan.

For $5 a month, they will send delicious meal plans and cheap shopping lists directly to your email. Each meal costs around $2 per person or less! Seriously, it takes all the hard work out of meal planning.

Sign up for $5 Meal Plan here and get two weeks of meal planning for free!

Stop Drinking + Smoking

The average drinker spends over $1,200 a year on beer alone.

And the average smoker spends over $2,000 a year on cigarettes!

Drinking and smoking are extremely expensive habits that are doing you more harm than good. If you’re looking for ways to save money – it might be a good idea to start here.

Visit the Library

When was the last time you visited the library?

Because I was just there yesterday.

The library is full of free resources and honestly, I’m there twice a week minimum.

You can rent books, ebooks, audiobooks, DVDs and video games for free. And depending on your city, the library might even have free printing services, classes and clubs.

If you’re the type of person that buys a lot of books, movies and music – then you should visit your local library!

Use Ebates When Shopping Online

Ebates is one of my favourite ways to save money. Plus, it’s free!

You can use Ebates to earn cash back for shopping online like you normally would. It will automatically apply a cash back percentage on websites like Amazon, Sephora and Walmart. Honestly, it can be used almost anywhere. And you can redeem your cash back straight to your Paypal account.

Sign up for Ebates through my link and you can receive a $10 bonus just for signing up!

Rent Out Your Spare Room

If you have an unused or spare room in your house, you are missing an opportunity to make and save money.

By renting out your spare room, you can save money on utilities by splitting the cost with your new tenant.

Or, list a room on Airbnb and just enjoy some extra cash in your pocket each month. And you can rest assured knowing that the type of people using Airbnb are mostly friendly travellers looking for a local experience.

I wrote an entire post about how I live full-time in Airbnb apartments, so if you want to learn more about the site, give that a read!

Travel Cheaper

I’m the last person who is going to tell you to stop travelling altogether.

Instead, I’m going to encourage you to travel cheaper. Rather than booking flights or hotels at the first price you see, do some research!

Sign up for price alerts on Google Flights to get notified when prices drop. Become a Genius member on and get discounts on hotel stays.

But my biggest travel tip is to sign up for TrustedHousesitters.

It costs $8.25 per month and in exchange, you can travel the world for FREE.

Right now, thousands of people around the world are looking for pet and house sitters. By signing up for TrustedHousesitters, you have the opportunity to stay in these homes for free. Whether you’re interested in a weekend getaway or a few months of accommodation – this site has it all. Join TrustedHousesitters and start planning your next free trip.

Use Public Transportation 

Taking public transportation has the potential to save you a lot of money every month! Start taking the bus or using a city bike share service if you have one accessible.

Not only is this better for the environment, but it will also save you on gas and maintenance charges.

Plan Out Your Gas Stops

I learned this one from my boyfriend and honestly, it’s saved us a lot of money over the years!

The next time you need to stop for gas, check a website like to find out which gas station in your city has the cheapest prices right now.

Even though you’re only saving a couple cents per litre, that can really add up at the end of the year!

Use Swagbucks

Swagbucks is an online rewards website that makes it really easy to save and earn extra money every month. You can earn “Swagbucks” by doing web searches, taking surveys, playing games and shopping online. Once you have enough points, you can redeem them for cash and gift cards.

I just redeemed a $25 Amazon gift card and spent less than 2 hours total on the site. So easy!

Sign up for Swagbucks and receive a free $5 bonus!

Pay Off Credit Cards in Full

It’s okay to use a credit card, even when you’re trying to save money.

It’s not okay to spend more money on your credit card than you can afford to pay at the end of each month.

Avoid racking up debt and getting hit with interest charges by paying off your credit card in full at the end of each month.

Participate in a Money-Saving Challenge

I’m currently participating in a money-saving challenge that should leave me with $1,456 at the end of the year. And I barely notice the money that I put into it.

It’s pretty simple. Start the challenge on a Monday and put away a mere $1. Then, add another dollar each day of the week. By Sunday, you should put away $7. The weekly total comes out to $28 savings, which adds up to $1,456 at the end of the year!

Every little bit counts!

saving money in 20s

Final Thoughts

If you start implementing all of these ways to save money, then you have the potential to save literally THOUSANDS by the end of the year!

If you’re hungry for more content about saving and making money, check out some of these posts:

Do you know of any easy ways to save money?

Share your ideas in the comments!


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  • Alina Marcu

    Dear Maya, I find your infos more than helpful. We, people, women especially, need these tricks to stay grounded when it comes to spendings 🙂
    I am trying to put money aside for a while, by implementing some of these rules and, it works.
    I will add the ones coming from your article too as I find them perfectly easy to implement.
    Thank you so much for sharing!
    Bless you!

    August 7, 2017 at 05:28 Reply
    • Maya

      Thank you Alina! It can be hard to curb your spending habits and I hope these tips help you!

      August 13, 2017 at 13:58 Reply
  • Jenny

    Great tips, I agree takeaways and eating out is a huge drain on a food budget, I’ve found withdrawing a certain amount of cash for food for the month helps us stick to it

    August 7, 2017 at 12:22 Reply
    • Maya

      Thanks Jenny! Honestly, eating out has always been a big money drain for me. It may not seem like a lot at the time, but it really adds up at the end of the month.

      August 13, 2017 at 13:59 Reply
  • Cheyanne

    I LOVE these tips! I have always struggled with saving money, so I’m definitely going to have to keep this list in mind. Thank you (:


    August 7, 2017 at 17:10 Reply
    • Maya

      Thanks Cheyanne!

      August 13, 2017 at 13:59 Reply
  • Amanda

    These are some great tips, thanks!! I have 8 kiddos so I am always looking for more ways to save 🙂 I plan to go check out your side hustle posts too, I’ve been curious about this!

    August 7, 2017 at 18:29 Reply
    • Maya

      8 kids?! Girl, it sounds like you have got a full house! I can barely manage saving money for just myself and I can’t even imagine how much harder it must be with a family so big! Hope you found some helpful tips and side hustle ideas! 🙂

      August 13, 2017 at 14:00 Reply
  • Moe

    Great tips!! I think we waste a lot of money in places we don’t think we are. I started using Ebates & started a side hustle lol… I love how Ebates helps you save money effortlessly.

    August 8, 2017 at 16:58 Reply
    • Maya

      Thanks Moe! Right?! Honestly if I’m going to be shopping online anyways, I might as well get some cash back out of it!

      August 13, 2017 at 14:01 Reply
  • Sophia Tranter

    You know what, I needed to read this post. I used to hate spending money, I would always keep it in my bank and I wouldn’t spend a penny. HOWEVER, for the last 1/2 years all I ever do is spend money, ( mostly on crap that I don’t need ) I love spending money and having new things!! I also work so I do think I deserve to spend money on things I want, but I literally spend it on the most pointless things just to spend money. If I see some cupcake silicon cases I am going to buy them straight away, I might not need them but I just want them for the sake of it lool! I definitely need to start taking the money out of my bank and putting it away, or giving it to my mum!! this post helped me so much so thank you xx

    Sophia xo //

    August 8, 2017 at 21:39 Reply
    • Maya

      Sophia I’m totally with you on spending money for no reason sometimes. Honestly, I can’t pass up a good deal – so if something is on sale, a part of me wants to buy it even if I have no use for it at all! Here’s hoping that we can keep that money in our bank account instead! 🙂

      August 13, 2017 at 14:02 Reply
  • Brittani | Coffee Toddlers & Chaos

    These are some really good tips. At the beginning of the year I looked at our expenses and couldn’t believe we had so much going out in bills, then I realized a bunch of it was to subscriptions for things we don’t even use. It cut our monthly bill in half!

    August 9, 2017 at 06:48 Reply
    • Maya

      Thanks Brittani! Those subscriptions and memberships really start adding up once you’re in enough of them! Glad you were able to cancel some of them and start saving that money.

      August 13, 2017 at 14:03 Reply
  • Tyra

    These are some beneficial tips! I started drinking less, or only going out on like drink specials nights. Another tip is to have a set budget of how much you want to spend when going out. For example, in China 100 kuai is the largest note, that’s about $13-$15 dollars. I just take that in cash, and only spend that. I definitely need to do some more swagbucking! Thanks for sharing!

    August 10, 2017 at 13:38 Reply
    • Maya

      Tyra that is SUCH a good tip, especially when you’re travelling! When you don’t have any extra money on you, you’re not tempted to spend it. And if there’s something you really want to get, you can always go back later! 🙂

      August 13, 2017 at 14:05 Reply
  • Charnel Graham

    Great post! I definitely agree with the stop eating out, it can be a real money grubber

    August 11, 2017 at 13:09 Reply
  • Tianna

    Thank you for this!!

    August 11, 2017 at 13:16 Reply
  • Amanda Legault

    Quitting smoking and drinking is such a big one! My parents smoke like, a pack a day, and it costs them so much money. It’s probably the hardest tip to implement on this list for addicts, but it’s also the one that will save the most cash! Great post + pinned!

    August 11, 2017 at 13:27 Reply
  • Nadalie

    I am all about canceling memberships right now. One forgets just how many services you’re paying for.

    August 11, 2017 at 14:07 Reply
  • My Slice of Happy

    There are some great tips here. I know that I also eat out too much and I am aware of how much extra money it costs, so I am going to try to cut down! The meal prepping will take some serious discipline for me. For some reason, it’s always been a challenge!

    August 11, 2017 at 18:10 Reply
  • Logan

    Dude girl. This is a good list. Never heard of Trusted House Sitters and now I’m obsessed with their site! Thanks so much!

    August 11, 2017 at 20:02 Reply
  • Tanya Ince

    Great tips, Maya! I love Ebates too, and just cancelled several memberships I wasn’t using.

    August 12, 2017 at 02:25 Reply
  • LaToya C

    I really enjoyed reading this! I’m definitely going to use some of your advice! A few months ago I did go ahead and cancel our gym membership when I realized that we hadn’t been in over a year. We have access to a fitness center where we live now, so it was just a total waste of money!

    August 12, 2017 at 05:17 Reply
  • Stephanie S

    This is an awesome list! We tried meal planning the last couple months and it has saved SO much money. We shop with a purpose now!

    August 12, 2017 at 11:50 Reply
  • Mao

    Great list Maya! Paying down credit card debt is definitely a good start. Especially after your credit score improve, you can start doing travel hacking!

    I am very impressed with your blog income and can’t wait to see your progress next month.

    August 14, 2017 at 20:42 Reply
  • Nina

    Great tips! I really love eating out so that one is one of my biggest challenges.

    August 15, 2017 at 13:31 Reply
  • Channon Gray

    This was super duper useful – I so wish the UK was much hotter when it comes to coupons, they just aren’t really a big deal around here and it is so annoying!

    August 21, 2017 at 00:32 Reply
  • Mary

    I’m guilty of eating out too much too! It’s not as noticeable everyday until you get your bill…it truly adds up! I like your meal planning idea.

    August 21, 2017 at 00:47 Reply
  • Anisa

    These are great tips !! I’m trying to make money from blogging although it’s hard to start .

    August 26, 2017 at 13:08 Reply
  • Helene

    Great suggestion and tips Maya! Depending on the season, sometimes i spend a lot and sometimes i don’t spend a penny but i am pretty sure we can save money if we pay attention to our spending habits.

    August 28, 2017 at 07:10 Reply
  • shelley

    There is no telling how much money my family has saved through the years by using the library! It’s too often underused and such a valuable resource.

    October 6, 2017 at 23:59 Reply
    • Maya

      Yes! I’m totally with you on that Shelley. Some of my friends tease me about going to the library every week but there’s no way I’m spending so much money on books!

      October 8, 2017 at 14:13 Reply

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